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How many Maryland drivers do not have insurance?

On Behalf of | May 6, 2022 | Uncategorized

Few things can ruin an otherwise ordinary day faster than a car accident. After all, in addition to making you late for wherever you are going, you may have to contend with a life-altering injury and extensive property damage. With luck, the driver who causes the accident has insurance.

Even though most states in the U.S. require motorists to carry at least liability insurance, an alarming number of drivers choose not to do so. In fact, according to the Insurance Information Institute, approximately 13% of American drivers did not have insurance in 2019.

Maryland drivers are no better

The Insurance Information Institute’s statistics reveal that more than 14% of Maryland drivers lacked car insurance in 2019. Unfortunately, the Old Line State had more uninsured drivers than Virginia, Pennsylvania, Delaware and West Virginia that year. Among Maryland’s neighbors, only the District of Columbia had a higher percentage of uninsured drivers in 2019, with 19.1% having no coverage.

You can still pursue compensation

Because of the comparatively high number of uninsured drivers in Maryland, you have decent chances of being in a motor vehicle accident with one. While it is usually easier to pursue financial compensation from insured drivers, you probably should not panic. Remember, it is entirely possible to go after uninsured motorists for the injuries and property damage they cause in accidents.

If your car accident involves more than one driver, you also may be able to pursue financial compensation from someone who has insurance. Ultimately, by exploring all your legal options, you may improve your odds of receiving the compensation you need to recover completely.