Losing your job adds stress when you’re already dealing with a work injury. You may wonder if you can still receive workers’ compensation benefits after being fired or laid off. The answer depends on when and why your job ended and how your injury affects your ability to work.
Understanding your rights after termination
In Maryland, you don’t lose your right to workers’ compensation just because you no longer have a job. If your injury happened while performing your job duties, you can still receive benefits even after leaving your position. You must show that your injury occurred at work and that you reported it properly before or shortly after your job ended.
How firing or layoffs affect your benefits
If your employer let you go because of downsizing, restructuring, or another reason unrelated to your injury, your benefits can continue. But if your employer claims you were fired for misconduct connected to your injury or for dishonesty in your claim, that could make it harder to keep your benefits. Keep medical reports and communication that prove your injury and treatment to support your case.
Receiving benefits while unemployed
Workers’ compensation in Maryland covers medical treatment and a portion of lost wages when you can’t work due to your injury. You can still receive wage replacement and medical care after losing your job if your injury keeps you from working. However, if your doctor clears you to return to work and you choose not to look for a new job, your wage replacement benefits can stop. Following your doctor’s orders and attending all medical appointments helps keep your claim active.
Protecting your right to benefits
You can protect your right to compensation by keeping detailed records. Save your medical documents, pay stubs, and any messages between you and your employer about your injury. These records show that your injury happened at work and that you followed proper reporting steps. If your employer disputes your claim, strong documentation helps prove your case.