Involvement in a hit-and-run accident creates a distressing and challenging situation.
In Maryland, there are avenues available to individuals who find themselves in this type of accident, enabling them to seek compensation for their injuries and damages.
1. Report the accident to law enforcement
Contact the police immediately. Provide them with all the details about the accident, including the time, location and a description of the vehicle that fled the scene. Law enforcement will investigate the incident and create an official report, which can be instrumental in your compensation claim.
2. Seek medical attention
In 2022, the state had 28,015 injury crashes. That serves as a reminder to make your health a top priority. Even if your injuries seem minor at first, some take much longer to show up. A healthcare professional can document your injuries and provide necessary treatment. These medical records will serve as crucial evidence in your compensation claim.
3. Notify your insurance company
Contact your insurance company promptly to report the accident. Provide them with any information you have gathered, including the police report. Your insurance policy may include coverage for uninsured or underinsured motorists, which can help cover your damages in a hit-and-run scenario.
4. Contact the Maryland Motor Vehicle Administration
In Maryland, you can file a claim with the Maryland MVA’s Uninsured Division. This division assists victims of hit-and-run accidents when the at-fault driver is not identified. They may be able to provide compensation for your medical expenses, property damage, and more.
While a hit-and-run incident may seem hopeless, victims still have rights and ways to get help on the road to recovery.